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Terms and conditions
Please be advised of the following:
the amount displayed is only an indication and is still subject to a complete personal affordability and credit assessment;
the indication is in no way a pre-approval, pre-quotation or the like;
in order for a complete credit assessment to be done, the full application must be completed and submitted together with all required supporting documents once a specific home is identified;
the outcome of such full application is not guaranteed and is based on your income, expenses, credit rating and any other criteria applied by Nedbank Home Loans at the time of the full application;
all credit bureaux’s factor in the frequency of enquiries as part of their scoring; therefore if multiple enquiries are completed, this may have an adverse impact on your consumer credit scoring.
Terms and conditions
Please note that the above mentioned results are only an indication. Nedbank is unable at this stage to provide you with a formal quotation relating to the approval of your loan as the applicable documentation have not been provided and a full assessment has not been done. This is in accordance with the requirements of the National Credit Act, 2005 (“The Act”).
The indication is subject to the following conditions, namely:
receipt of a satisfactory valuation on the property that is to be mortgaged as security
acceptance by you of the formal quotation in respect of the home loan
compliance by you with your obligations in terms of the agreement of loan thereafter to be concluded between Nedbank and yourself and,
that there is no change in any relevant factor and no new information becomes known to Nedbank which adversely affects the credit approval of your application, or the property in any manner.
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Use your Nedbank ID for a quicker process
Use your Nedbank ID and we will prepopulate your information to make your Home Loan application experience quicker.
What's a Nedbank ID?
A Nedbank ID is a simple username and password combination. You'll need it to log on to all new Nedbank online banking channels.
Please note, all information captured/updated is solely intended for the purpose of this Home Loan application.